Discount Medical Programs

Rx Discount Cards - The Rx Discount Drug Card provides discounts on name brand and generic prescription drugs that can be purchased at over 67,000 pharmacies, including almost all major name branded location, in the US and can be a benefit to anyone looking to save money on their prescription medications. The card can be used in conjunction with an insurance card where it will guarantee that you get the lowest available price that may be either from your insurance or through the Rx Discount Drug Card.

The card is best used in areas where the constituents have either high deductible insurance or no insurance at all. We have placed these cards in the construction and roofing industry, the farming industry and with organizations that assist people in needs. Our Reps contact places such as social service agencies, government agencies, mental health clinics, hospitals, and doctors’ offices to see if they would like a supply of our discount prescription cards to distribute to the people that they serve.

Our discount drug card:
    • Is FREE, active and ready to use. The card never expires;
    • Our vendors have always held the highest rating with the Better Business Bureau
    • Is a proud member of the Association of Discount Drug Card Organizations (ADDCO). ADDCO’s sole purpose is to monitor the distribution of discount drug cards to insure fairness and truthfulness in advertising and marketing practices.
    • Medical cards and programs can be “Co-Branded” with your company’s name

For more information on ADDCO visit: ADDCO.org
    • Can be used by anyone regardless of age, income or nationality;
    • Provides an average savings of 15% for brand name medications and 55% for generic medications, savings as high as 85% have been realized on certain medications;
    • Can be used at over 80% of pharmacies nationally and in all U.S. territories including Puerto Rico. Most nationally drug store chains and supermarkets along with many independent pharmacies accept our discount drug card;
    • See Disclosure below

RX Discount Disclaimer: By using this discount prescription card, you agree to pay the entire prescription cost less any applicable discount. Savings may vary by drug and by pharmacy. The program administrator may obtain fees or rebates from manufacturers and/or pharmacies based on your prescription drug purchases. These fees or rebates may be retained by the program administrator or shared with you and/or your pharmacy. Prescription purchased through this program will not be eligible for reimbursement through Medicaid, Medicare or any other government program. This program does not guarantee the quality of the services or products offered by individual providers. We do not sell your personal information. Call the member toll-free number on the back of your ID card to file a complaint related to this program.

Telemedicine - How Telemedicine Works and Why? 73% of Americans have trouble receiving timely medical care without having to visit the emergency room. Help your members save time and money with 24/7 access to a doctor by phone or online video consult—anytime, anywhere with no consult fee. Doctors offer a diagnosis, treatment options and prescription if necessary. By using Telemedicine instead of going to an urgent care clinic or ER, members cut unnecessary out-of-pocket costs and time wasted in crowded waiting rooms.
    • On-demand healthcare—wherever, whenever
    • No Copay = No out of pocket expense
    • Treatment for common medical issues such as colds, flu, poison ivy, respiratory infections, bronchitis, pink eye, sinus problems, allergies, urinary tract infections and ear infections
    • Can call RX into any Pharmacy
    • 16 minutes is the average call back time
    • Consultations for all ages—from children to seniors
    • U.S. board-certified doctors with an average of 15 years of practice experience
    • Upon member request, we can share consult information with their doctor
    • Not shared with medical provider so helps contain premium increases
DentaChoice Dental and Vision Discount Program - As a member of the DentaChoice program, you have access to a national network of over 169,000 available dental practice locations through one of the largest dental discount networks in America, the Aetna Dental Access® Network. Participating dental locations provide savings that range from 15-50%** per visit, on average, on dental services including cleanings, x-rays, fillings, root canals, crowns, bridges and orthodontia.
Advantages of this discount program:
    • No waiting periods and no age restrictions • No pre-existing condition exclusions*
    • No benefit maximum
    • No paperwork hassles or claim forms to file
    • Cosmetic dentistry included
    • Orthodontia always included
    • Can be use in addition to dental insurance or enhance existing dental insurance
    • Vision discounts included:
    • Our discount vision program provides you average discounts of 10-50% at over 10,500 optical centers, whether they are major chains or independent eye care centers. Discounts can be received on eyeglasses (frames and lenses), prescription sunglasses, contact lenses and corrective surgery.
    • **Actual discounts will vary based on the geographic location of the dental provider and the services provided

Disclosure: This program is NOT INSURANCE. It is not a substitute for insurance nor does it qualify under the Affordable Care Act (ACA) or any state mandated provision. You must pay for services at the time they are rendered and you will receive a discount from participating providers. Neither DentaChoice or AccessOne can pay providers for any services rendered. You may cancel participation at any time, if you do so within 30 days of receipt of your ID card you will receive a full refund of all payments made. The Discount Medical Plan Organization providing this program is AccessOne Consumer Health Inc. 84 Villa Rd. Greenville SC 29615 www.accessonedmpo.com (Service: 1 (888) 311-6224).

This program is not available in Alaska, Connecticut, Delaware, Montana, Rhode Island, Utah, Vermont and Washington.

The DentaChoice Dental and Vision Program provides access to the Aetna Dental Access network. This network is offered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the DentaChoice Dental and Vision Program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of National Benefit Builders, Inc. (NBBI). Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.

Wellness Program – The Proactive Health Management Plan is a limited medical indemnity plan with a fixed benefit payment for participation. The plan provides health and lifestyle coaches specializing in fields ranging from personal training to life coaching. Each certified coach combines educational materials, telemedicine access, and much more to provide a comprehensive Proactive Health Management Plan. The PHMP initiates and reinforces quality behavioral changes. Better choices and behavior changes create lasting health and great productivity in the corporate workplace.
Medicare Maximization - If your Company offers health care benefits to pre-65 retirees, typically 20%-28% of the Pre-65 retiree population can be moved to Medicare primary. Medicare Maximization typically saves future claims exposure and incurred claims recovery for the company and provides Medicare primary and company plan secondary insurance coverage for the retiree and or spouse/dependent, plus SSDI (income).
Disability Advocacy Services – LTD Alternative - Disability Advocacy & Advisory Services (DAS) provides a firm’s employees with an alternative to an expensive LTD policy. DAS serves as a great compliment to an employee’s Short-Term Disability (STD) program. When combined with STD, DAS helps provide comprehensive long-term income protection for a firm’s employee
Long-Term Disability alternative:

A 30-year old worker has a 33% chance of becoming disabled before reaching retirement age and roughly half of all working-age people with a disability are under the age of 50.

Many Americans who earn less than $60,000 per year are primary wage earners to their households. If their incomes are lost, the impact can be detrimental. Yet many wage earners in this income bracket do not have access to, or cannot afford, a Long-Term Disability (LTD) policy to ensure their families are protected.

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